PoolzConnect Platinum by Singapore Pools

Was looking into this PoolzConnect Platinum account where you do not pre pay an amount into Singapore Pools account but linked to your bank account.

I was quite puzzled by the automatic withdrawal of the money in your PoolzConnect account back to your bank account so I send an email to them asking about it.

Below is the content of the email. In short, it works like a regular call-in to place bets but with a 20 cents charge (same like Nets). There is no need to transfer any money into the account, any winnings will be put into the PoolzConnect account. When the next bet is made and there is amount inside the account, it will be taken from there.

Good only if you do not have the time or opportunity to go down to the betting outlets. Otherwise, there is no otherwise obvious benefits.

PoolzConnect Platinum account is an account betting service where you can
place sports, 4D and TOTO bets via the telephone. It is linked to your
personal bank account via GIRO. All betting and winnings will be debit and
credit into the bank account automatically.

All bets amount will be debit from the bank account when there is
insufficient amount in the Platinum account. For eg, the current balance in
the Platinum account is $0, when a bet amount of $50 is placed, $50 will be
debit from the bank account with $0.20 service charge by the bank. Winning
amount will be credit into the Platinum account within an hour after the
result is out. The amount will remain in Platinum account until the next
scheduled transfer of balance into the bank account (chosen by member in
Daily/Weekly/Monthly frequency). Subsequent betting will be debit from the
available balance of winnings in the Platinum account before the balance
are transfer into the bank account. All transactions are done
automatically. Members do not need to do any manual debiting or crediting
of the Platinum account.